Cards & Payments

The global payments industry is abuzz with change. A robust growth in card payment volumes, combined with stricter regulatory guidelines, progressive industry initiatives, evolving customer expectations and innovations like mobile & contactless payments have ushered in an era of technology-driven, boundary-less transactions. For Banks and Payment service providers, reevaluating their existing technology investments and modernizing the engines that drive these transactions, Hexaware is an ideal partner.

Service Offerings

In the Cards & Payments space, we provide comprehensive solutions for Issuers & Acquirers, based on our experience on leading Products:

  • Systems Integration
  • Application Development
  • Program Management & Implementation
  • Migration & Upgrade
  • Testing & Certification
  • Maintenance &Support
  • Business Intelligence & Analytics
  • Mobility Solutions

Business Landscape Overview

At a high level, Hexaware’s service offerings cover the following functional areas for:

Issuing Business:

Acquiring Business:

Product Competency

Hexaware’s experience ranges from leading Card lifecycle processing products like VisionPLUS; CardLinK, Switching products like Authentic apart from Client’s home-grown Applications.

Our Differentiators

Some of our key IPs & tools in the Cards & Payments space are listed below:

  • payAD – Card Payment Analytics, built on acquiring data, on industry proven KPIs & KRAs, consisting of pre-built Data Model, Reports & Dashboards
  • CCA – Credit Card Analytics, built on issuing data, on industry proven KPIs & KRAs, consisting of pre-built Data Model, Reports & Dashboards
  • Payments Test Suite – A functional framework with end to end business Test scenarios for Card Payments.

Value Proposition

  • Payments experience of having worked with both Card & Payment Processors.
  • People – the practice is built on Consultants from domain & technology with relevant experience in Cards & Payments.
  • PCI Certification – Delivery Centers are equipped to be audited & certified for all 12 standards, as per the requirement of the Clients.
  • Re-usable Intellectual Property consisting of several Tools, Frameworks, Methodologies & Utilities, fueling service delivery excellence and ensuring significant ROI & reduction in operational cost.
  • Global Delivery Model utilizes teams in India to deliver Projects across time zones, as well as during night-time hours, ensuring faster time to market.

Contact us to learn more about Hexaware’s Cards & Payments service offerings.